Health insurance offers a number of benefits. It covers crucial services, it’s less expensive than paying on your own for care and it provides financial protection. But it often requires help to successfully understand and navigate.
Learn which health insurance we accept at UCLA Health.
Jump to: Types of health insurance | Out-of-pocket expenses
Health insurance pays for many (if not all) of the medical needs you may have. Each month, you make a payment to a health insurer, such as Medicare or your insurance company. Some employers chip in for this payment.
In return, your insurer covers all or some of your medical costs, as long as you follow the insurer’s rules. For example, your insurer may only sign contracts with certain doctors and hospitals. You must stay in this “network” or risk having your insurer decline coverage.
Health insurers offer many different types of plans. We accept:
For many people, health insurance pays a portion of their health care costs but not all of it. These costs are known as “out-of-pocket” expenses. Learn more about how health insurance deductibles work, as well as about copays and co-insurance. (Watch video below.)